Tag: BUSINESS

How Smart TVs in Millions of U.S. Homes Track More Than What’s On Tonight

The growing concern over online data and user privacy has been focused on tech giants like Facebook and devices like smartphones. But people’s data is also increasingly being vacuumed right out of their living rooms via their televisions, sometimes without their knowledge.

In recent years, data companies have harnessed new technology to immediately identify what people are watching on internet-connected TVs, then using that information to send targeted advertisements to other devices in their homes. Marketers, forever hungry to get their products in front of the people most likely to buy them, have eagerly embraced such practices. But the companies watching what people watch have also faced scrutiny from regulators and privacy advocates over how transparent they are being with users.

Samba TV is one of the bigger companies that track viewer information to make personalized show recommendations. The company said it collected viewing data from 13.5 million smart TVs in the United States, and it has raised $40 million in venture funding from investors including Time Warner , the cable operator Liberty Global and the billionaire Mark Cuban.

Samba TV has struck deals with roughly a dozen TV brands — including Sony, Sharp, TCL and Philips — to place its software on certain sets. When people set up their TVs, a screen urges them to enable a service called Samba Interactive TV, saying it recommends shows and provides special offers “by cleverly recognizing onscreen content.” But the screen, which contains the enable button, does not detail how much information Samba TV collects to make those recommendations.

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The Cities Where African-Americans Are Doing The Best Economically 2018

26goldbergWeb-master768The 2007 housing crisis was particularly tough on African-Americans, as well as Hispanics, extinguishing much of their already miniscule wealth. Industrial layoffs, particularly in the Midwest, made things worse. However the rising economic tide of the past few years has started to lift more boats. The African-American unemployment rate fell to 6.8% in December, the lowest level since the government started keeping tabs in 1972. Although that’s 3.1 percentage points worse than whites, the gap is the slimmest on record. A tightening labor market since 2015 has also driven up wages of black workers, many of whom are employed in manufacturing and other historically middle and lower-wage service industries.

There’s still much room for economic improvement for the nation’s black community — the income gap with whites remains considerably higher than it was in 2000, with the median black household earning 35.5% less — but as we pay homage to Martin Luther King this week, the record low unemployment rate is a cause for celebration. President Trump has predictably taken credit for the good news, but kudos more likely should go to those states and metropolitan areas that have created the conditions for black progress.

The gains have not been evenly spread. To determine where African-Americans are faring the best economically, we evaluated America’s 53 largest metropolitan statistical areas based on three critical factors that we believe are indicators of middle-class success: the home ownership rate as of 2016; entrepreneurship, as measured by the self-employment rate in 2017; and 2016 median household income. In addition, we added a fourth category, demographic trends, measuring the change in the African-American population from 2010 to 2016 in these metro areas, to judge how the community is “voting with its feet.” Each factor was given equal weight.

The South Also Rises

One of the great ironies of our time is that the best opportunities for African-Americans now lie in the South, from which so many fled throughout much of the 20th century. In the past few decades, many good jobs have moved South and blacks, like many whites and Hispanics, have followed.

The South dominated the previous version of this ranking, developed through the Center for Opportunity Urbanism, three years ago, and still does. All of the top 10 metro areas are in the South, led in a tie for the No. 1 spot by Washington, DC-VA-MD-WV and Atlanta, which was our previous leader.

Washington, with its ample supply of well-paid federal jobs, is the metro area where blacks have the highest median household income in the nation: $69,246. Amid rising home prices, the black home ownership rate has dipped to 48.3% from 49.2%, but that’s still fourth highest among the largest metro areas.

Atlanta, with its historically black universities and strong middle class, has long been described as the black capital of America, and its thriving entertainment scene has given rise to claims that it’s become a cultural capital as well. Entrepreneurship is strong, with some 20% of the metro area’s black working population self-employed, the highest proportion in the nation, and though median black household income is quite a bit lower than in the D.C. area at $48,161, costs are lower too. In-migration has slowed since the financial crisis, but the black population is still up 14.7% since 2010.

Atlanta and Washington are followed in our ranking by Austin, Texas, Baltimore and Raleigh, N.C., with the rest of the top 20 rounded out exclusively by Southern cities, except for Boston in 19th place.

Two key determinants seem to be driving these rankings: homeownership and self-employment, traditional benchmarks of entering the middle class. All of the top 10 boast homeownership rates that match or well exceed the black national average of 41 percent. (It should be noted that the national average is a full third lower than the national average for all ethnicities.)

These patterns hold up as well for income. Black incomes have been rising most rapidly since 2010 in largely fast-growing Sun Belt locales, as analyst and Forbes contributor Pete Saunders has found, such as Nashville, Raleigh and Austin. It appears as if the fastest income gains are generally being made in the places where other ethnic groups are advancing as well. After Washington, the metro areas where blacks have the highest annual household incomes are San Jose ($65,400), the capital of Silicon Valley, and No. 4 Baltimore ($53,200), which like Washington has a huge federal employment base.

Gallery: Where African-Americans Are Doing The Best Economically

The New Great Migration

Perhaps the most persuasive indicator of African-American trends lies in population growth. During the period of the Great Migration out of the south in the early 20th century, an estimated 6 million blacks headed north and west to cities such as New York, Los Angeles, Chicago and St. Louis. But now the tide is reversing, with the African-American population dropping in the latter three over the past six years, as well as in San Francisco and cities with fading industrial cores like Pittsburgh, Cleveland, Detroit and Milwaukee.

In contrast the metro areas whose African-American populations have expanded the most since 2010 are the South and Sun Belt: Las Vegas, Dallas-Fort Worth, Austin, Phoenix.

In some cases it’s clear that blacks are leaving for better economic opportunities. In others, high housing prices may play a role: In Los Angeles and San Francisco the black homeownership rate is about 9 percentage points lower than the major metro average.

In San Francisco the black community seems headed toward irrelevance and extinction as tech workers have driven up home prices to unprecedented levels; the metropolitan area’s African-American population has dropped 6.3% from 2010.

The situation is particularly dire in California where strict land-use and housing regulations have been associated with increases in home prices relative to income of 3.5 times the rest of the nation since 1995. In coastal California, African-Americans face prices from more than two to nine times their annual incomes than non-Hispanic whites. African-American homeownership rates in California are down 17% in the Golden State compared to a decline of 11% for Hispanics and 6% for non-Hispanic whites. Asian homeownership rates have stayed the same.

Blacks, like many other Americans, are likely to continue to move, as Pete Saunders notes, to cities that are both high growth and relatively low cost. In these cities, housing and land use policies generally allow the market to function, resulting in lower home prices and greater housing choice. Business investment and job creation are also strongly backed. Blacks, like others, are moving to these places for opportunity.

 In many cases this means a reversal of the Great Migration and a return trip to parts of the country now far more accommodating to black aspirations than those places which once provided the greatest opportunities.

The Trump Administration to Restaurants: Take the Tips!

Most Americans assume that when they leave a tip for waiters and bcapital-one-credit-cardartenders, those workers pocket the money. That could become wishful thinking under a Trump administration proposal that would give restaurants and other businesses complete control over the tips earned by their employees.

The Department of Labor recently proposed allowing employers to pool tips and use them as they see fit as long as all of their workers are paid at least the minimum wage, which is $7.25 an hour nationally and higher in some states and cities. Officials argue that this will free restaurants to use some of the tip money to reward lowly dishwashers, line cooks and other workers who toil in the less glamorous quarters and presumably make less than servers who get tips. Using tips to compensate all employees sounds like a worthy cause, but a simple reading of the government’s proposal makes clear that business owners would have no obligation to use the money in this way. They would be free to pocket some or all of that cash, spend it to spiff up the dining room or use it to underwrite $2 margaritas at happy hour. And that’s what makes this proposal so disturbing.

The 3.2 million Americans who work as waiters, waitresses and bartenders include some of the lowest-compensated working people in the country. The median hourly wage for waiters and waitresses was $9.61 an hour last year, according to the Bureau of Labor Statistics. Further, there is a sordid history of restaurant owners who steal tips, and of settlements in which they have agreed to repay workers millions of dollars.

TODAY’S HEADLINES 11.07.12

NATION
Pakistani Taliban hiding in Afghanistan
Leader who ordered shooting of Pakistani girl has refuge in Afghanistan.
( by Dana Priest , The Washington Post)
Afghans to testify in soldier’s hearing
Witnesses are believed to be central to prosecution of Army sergeant accused in massacre of 16 civilians.
( by Ernesto Londoño , The Washington Post)
What we’ll learn about the loser
Amid the deluge of election-related coverage, nearly no one is talking about what happens next for the candidate who loses.
( by Jena McGregor , The Washington Post)
What makes an excellent president
The author of The President as Leader talks about the four leadership qualities that define excellence in the White House.
( by Tom Fox , The Washington Post)
More National: Breaking National News & Headlines – Washington Post


LOCAL
Maryland voters legalize expanded casino gambling
Spending on the ballot measure by supporters and opponents was unprecedented in the state.
( by Aaron C. Davis and John Wagner , The Washington Post)
David Grosso’s victory could reshape balance of power on D.C. Council
Voters oust incumbent Michael A. Brown; Vincent Orange wins bid for reelection.
( by Tim Craig and Nikita Stewart , The Washington Post)
Md. approves same-sex marriage law
In historic victory for gay rights, Maryland joins six states, District in legalizing gay nuptials.
( by John Wagner, Paul Schwartzman and Ned Martel , The Washington Post)
Fewer changes for feds under Obama
Obama’s reelection means there will be fewer hits on the pocketbooks of feds than under Romney.
(, The Washington Post)
Brown fails trustworthiness test
In race for at-large D.C. Council seat, voters give beleaguered candidate a more thorough vetting than in 2008.
( by Mike DeBonis , The Washington Post)
More Post Local: Washington, DC Area News, Traffic, Weather, Sports & More – The Washington Post


POLITICS
South Carolina Election Results 2012
( by Washington Post staff , The Washington Post)
Pennsylvania Election Results 2012
( by Washington Post staff , The Washington Post)
House Republicans hold majority
GOP defends the gains that swept it into power in 2010 and solidified its spot at table in the fiscal debate.
( by Paul Kane , The Washington Post)

Oklahoma Election Results 2012
( by Washington Post staff , The Washington Post)
Ohio Election Results 2012
( by Washington Post staff , The Washington Post)
More Post Politics: Breaking Politics News, Political Analysis & More – The Washington Post


STYLE
Rediscovering first love was great, but there’s some concerns
Carolyn Hax counsels a woman, who after ending an abusive marriage of 40 years, is having second thoughts about the new relationship she’s in.
(, The Washington Post)
CBS brings out the big guys in ratings battle with NBC
It got “leaked” that CBS is developing another “NCIS” spinoff lickety split so as to get it “planted” in two episodes of “NCIS: The Mothership” this season.
(, The Washington Post)
La Tingeria food truck
Reasonable prices and a focused menu roll in Arlington.
( by Nevinn Martell , The Washington Post)
One election, but polls apart
For one voter, being unable to perform her civic duty wasn’t an option
( by Manuel Roig-Franzia , The Washington Post)
Electoral safari in the American wild
400 election officials from 60 countries came to the Washington area to watch the world’s most self-aggrandizing democracy happen.
( by Dan Zak , The Washington Post)
More Style: Culture, Arts, Ideas & More – The Washington Post


BUSINESS
What the election results mean for Main Street
Our first look at how the president’s victory and the congressional divide will affect small business owners and entrepreneurs.
( by J.D. Harrison , The Washington Post)
Freddie Mac posts third-quarter profit
Mortgage funding entity won’t request additional funds from U.S. Treasury to stay solvent.
( by Lynn Adler , The Washington Post)
Electing a health-care plan
COLUMN | Some things you should consider as you review your workplace health-care benefits.
(, The Washington Post)
Amazon Prime: Monthly subscription competes with Netflix, Hulu
Amazon’s new price option for competitive streaming indicates fiercer video competition.
( by Hayley Tsukayama , The Washington Post)
Apple move to ARM chips would make sense, analyst says
Rumor has it that Apple may leave Intel chips; one analyst says that makes sense down the line.
( by Hayley Tsukayama , The Washington Post)

More Business News, Financial News, Business Headlines & Analysis – The Washington Post


SPORTS
Va. volleyball results, brackets
The semifinals are set in the Northern and Northwest Regions and Region II.
( by Matt Brooks , The Washington Post)
Northwestern boys <br>wear 4A South crown
SOCCER | The Northwestern boys’ soccer team defeats Eleanor Roosevelt to capture its first 4A South title since 1995. Elsewhere, the Bowie girls cruised past C.H. Flowers to earn a trip to states.
( by Eric Detweiler , The Washington Post)
Westfield falls just short
FIELD HOCKEY | Westfield loses to Mountain View in Virginia AAA quarterfinal matchup, 2-1.
( by Preston Williams , The Washington Post)
TV and radio listings: November 7
(, The Washington Post)
Hokies at a glance
(, The Washington Post)

More Sports: Sports News, Scores, Analysis, Schedules & More – The Washington Post


TECHNOLOGY
Amazon Prime: Monthly subscription competes with Netflix, Hulu
Amazon’s new price option for competitive streaming indicates fiercer video competition.
( by Hayley Tsukayama , The Washington Post)
Apple move to ARM chips would make sense, analyst says
Rumor has it that Apple may leave Intel chips; one analyst says that makes sense down the line.
( by Hayley Tsukayama , The Washington Post)
Microsoft Surface, Apple’s iPad mini, other tablets get the teardown treatment
A look at who’s making a hardware profit on tablets and who’s not.
( by Hayley Tsukayama , The Washington Post)
Why Foursquare’s new ratings feature should terrify Yelp
With the addition, Foursquare says its service will tell users where people actually like to go, not just the places they’ve visited.
( by VentureBeat.com , VentureBeat.com)
Ahead of holidays, Amazon adds $8 monthly plan to Prime program
Change signals Amazon’s intention to be a bigger player in streaming media as pricing closely resembles Netflix’s.
( by Sean Ludwig | VentureBeat.com , VentureBeat.com) More Technology News – The Washington Post


WORLD
Support for Obama overseas, but with reservations
Global exaltation from 2008 is replaced by anxiety over a lesser U.S. role as Obama pulls back.
( by Keith B. Richburg , The Washington Post)
Pakistani Taliban hiding in Afghanistan
Leader who ordered shooting of Pakistani girl has refuge in Afghanistan.
( by Dana Priest , The Washington Post)
Patriarch Maxim, Bulgarian religious leader, dies at 98
The patriarch of Bulgaria’s Orthdox Christian community led church through period of turmoil
( by  Veselin Toshkov , The Washington Post)
Afghans to testify in soldier’s hearing
Witnesses are believed to be central to prosecution of Army sergeant accused in massacre of 16 civilians.
( by Ernesto Londoño , The Washington Post)
India faces wrangling over environment, infrastructure
A plan by New Delhi to accelerate decisions on big-ticket projects could bypass some existing safeguards.
( by Rama Lakshmi , The Washington Post)
More World: World News, International News, Foreign Reporting – The Washington Post


EDITORIAL
Obamacare’s vindication
The president goes big — and wins.
(, The Washington Post)
Settling a bitter argument
Faced with a stark choice in political philosophies, voters chose to side with President Obama.
(, The Washington Post)
Airports authority’s shabby practices
The Transportation Department’s audit makes an irrefutable case for urgent reform.
(, The Washington Post)
Maryland, pioneer for tolerance
Voters embrace same-sex marriage and immigrant education.
(, The Washington Post)
Defeat of the 1 percent
Romney’s victory party a fitting end to his bid.
(, The Washington Post)
More Opinions: Washington Post Opinion, Editorial, Op Ed, Politics Editorials – The Washington Post


LIVE DISCUSSIONS
Eugene Robinson Live: How Obama got re-elected
Live chat with Eugene Robinson about his latest columns and political news.
(, vForum)
The Reliable Source Live
Amy Argetsinger and Roxanne Roberts discuss your favorite gossip, celebrity sightings and their recent columns.
(, vForum)
Web Hostess Live: The latest from the Web
Web Hostess Monica Hesse sifts the Internet so you don’t have to, searching for meaning, manners and the next great meme.
(, vForum)
Brad Hirschfield Live: Can the nation come together after a bitter election?
Brad Hirschfield discusses whether or not we can come together as a nation after the presidential election.
(, vForum)
Brad Hirschfield Live:Can we be one nation following such a closely contested and often bitterly fought election?
Brad Hirschfield discusses ethics and the election.
(, vForum)