The pandemic may have slowed the city, but it hasn’t stopped it.
Starting well before dawn, essential workers toil at factories and markets and restaurants. Some remain deep into the night; the lucky ones work from home. Parks and beaches and hiking trails beckon those desperate for a break.
But COVID-19 has not been an equal-opportunity scourge. Those who see no choice but to work outside their homes are far more exposed than those who have the luxury of sheltering in place. Those in crowded households are far more likely to fall ill than those who live alone or in small families.
A Times analysis, based on Los Angeles County data, shows that someone living in the heavily immigrant Pico-Union neighborhood, for example, is seven times more likely to contract the disease — and 35 times more likely to die — than someone in relatively affluent Agoura Hills.
The Times sent reporters across the city to capture one day, Wednesday, in the life of the coronavirus pandemic. Here is what they found:
4 a.m. | Los Angeles Flower Mart
Most of Los Angeles was still asleep, but the heart of L.A.’s flower district on Wall Street was already full of life — of both the human and plant variety — a cacophony of color. Buckets of lilies, roses, baby’s breath, chrysanthemums, sunflowers, hydrangeas and daisies were being carted through the cavernous Original Los Angeles Flower Market.
The market reopened May 7 after being shut for two months due to COVID-19.
“We are all adjusting to the new norm,” said Qiana Rivera, as she separated bunches of green fronds. One of the market’s vendors, Rivera is grateful to be back at work. “It was so nice to come back and see our regular customers.”
But it’s been challenging too. Many vendors, like David Ramirez, say business has suffered tremendously. Ramirez is barely breaking even: “We are just trying to survive,” he said.
Summer is typically peak wedding season, a lucrative time for the flower market, but most gatherings and celebrations have been postponed or canceled. “This should be a good season for us, but we are really struggling,” Ramirez said.
It’s not just the sellers who are having difficulties. During the two-month shutdown, growers across California threw out thousands of flowers and lost millions of dollars.
Many Flower Market customers are florists doing their best to drum up work despite the decline in events, but individual shoppers have also begun to visit the market again too.
Charlotte Redmond, a phlebotomist who is now testing people for COVID-19, stopped by before work.
She was browsing the house plants, looking for pothos and air plants. “Testing for COVID all day is wearing me out,” Redmond said. “My happy place is my garden now — the plants make me feel peaceful.”
At this moment COVID-19 is ravaging the United States like, well…a disease during a pandemic, and it’s all because a bunch of whiny, selfish, disillusioned, wannabe “patriots” refuse to wear masks. Part of the reason for this is because 30+ years of Fox News has created a large swath of the populace who believes: Science isn’t real, affordable health care isn’t for everyone and “personal freedom” is more important than the greater good. The failure of the Trump administration to act like grownups and handle this thing like they actually give a damn about Americans can’t be stressed enough, but that’s an entirely different article. Right now, I’d like to break things down for the people who continue to insist that the economy be ruined and hundreds of thousands of people die, just because they don’t want to be very minorly inconvenienced.
Quite simply put, not wearing a mask makes you a bad person. It doesn’t make you a patriot. It doesn’t make you an independent thinker. It isn’t you totally showing those “libtards.” It just means that you genuinely don’t care about anyone other than yourself. Let me explain.
The Washington Post helped put this in perspective earlier this week when they explained that the populations of Britain, Germany, Japan, and South Korea are roughly the equivalent of the United States. Collectively those countries had 1,205 confirmed new cases of COVID on Sunday, whereas the U.S. had 58,349 on that same day. This terrifyingly vast chasm is due to people in the U.S. disregarding masks, social distancing, testing and contact tracing.
But enough about facts, since, if you’re an anti-masker you obviously don’t care about pesky things like that. Let’s talk about your feelings instead.
If you genuinely care about being a patriot, then how could you not wear a mask? Patriotism is about being willing to make sacrifices for something greater than yourself.
If you’re an “All Lives Matter” person, how is not wearing a mask doing anything to protect any lives at all?
If you believe that wearing a mask is bad for you, why do surgeons wear them during surgery and why do special ops soldiers wear them on missions?
Even if there’s just a 5 percent chance that masks work, isn’t that enough for you to be mildly inconvenienced?
It takes so little to be part of the solution to this cataclysm right now. No one is asking you to hide Jews in your attic or escaped slaves in your basement. You don’t have to sit in a trench for months or parachute behind enemy lines. You don’t have to strike for fair labor practices or fight to integrate schools. You just have to wear a damn mask. That’s all you have to do to save hundreds of thousands of lives and businesses. You can do it and still wear sweatpants.
So please, wear your damn mask so we can get things back to normal-ish soon.
There’s a certain kind of N95 mask that’s actually bad to wear for public health during the coronavirus pandemic.
San Francisco’s health officer warns that N95 masks with a vent on them actually cause a person’s germs to spread, rather than containing them close to the wearer’s face.
The warning is in the San Francisco health order, which says that any mask with a one-way valve — designed to facilitate easy exhaling — “allows droplets to be released from the mask, putting others nearby at risk.”
“As a result, these masks are not a face covering under this order and must not be used to comply with this order’s requirements,” said the health order, signed by Dr. Tomás Aragón, the health officer for San Francisco.
Exhalation vents can make the face cooler and reduce moisture buildup inside a face covering, the U.S. Centers for Disease Control and Prevention said — but the vents allow unfiltered exhaled air to escape. That defeats the point of wearing a mask, which is to keep potentially infectious oral droplets from spraying outward to other people.
To convert the N95 masks that have vent holes in the front, simply place a piece of tape over the external vent to cover it, health experts said.
As many as 20% to 50% of people infected with the coronavirus may never show severe signs of illness yet can still infect others. That’s why, health officials say, it’s so important to wear masks to keep the pandemic under control. It’s no coincidence that many nations that haven’t seen a sustained, out-of-control spread of the coronavirus have a public that universally wears masks when outside of the home, experts say.
San Francisco and other health officials around the country have urged the public to wear cloth face coverings to reduce the spread of the coronavirus. A couple dozen California counties require the wearing of face masks while in public — including Los Angeles, San Diego and Sacramento counties, as well as the nine-county San Francisco Bay Area — while other areas have made it a recommendation.
But there has been a backlash in a number of California counties, and officials have rescinded requirements to wear a mask. The latest to do so was Orange County, California’s third most populous county.
In general, officials suggest members of the public wear cloth face coverings, rather than N95 and surgical face masks that should be reserved for healthcare workers.
“If you are currently using a medical mask, keep using it as long as you can. Only throw it away when it gets dirty or damaged,” the San Francisco health department said.
Is any panic more primitive than the one prompted by the thought of empty grocery store shelves? Is any relief more primitive than the one provided by comfort food?
Most everyone has been doing more cooking these days, more documenting of the cooking, and more thinking about food in general. The combination of meat shortages and President Trump’s decision to order slaughterhouses open despite the protestations of endangered workers has inspired many Americans to consider just how essential meat is.
Is it more essential than the lives of the working poor who labor to produce it? It seems so. An astonishing six out of 10 counties that the White House itself identified as coronavirus hot spots are home to the very slaughterhouses the president ordered open.
In Sioux Falls, S.D., the Smithfield pork plant, which produces some 5 percent of the country’s pork, is one of the largest hot spots in the nation. A Tyson plant in Perry, Iowa, had 730 cases of the coronavirus — nearly 60 percent of its employees. At another Tyson plant, in Waterloo, Iowa, there were 1,031 reported cases among about 2,800 workers.
Sick workers mean plant shutdowns, which has led to a backlog of animals. Some farmers are injecting pregnant sows to cause abortions. Others are forced to euthanize their animals, often by gassing or shooting them. It’s gotten bad enough that Senator Chuck Grassley, an Iowa Republican, has asked the Trump administration to provide mental health resources to hog farmers.
Despite this grisly reality — and the widely reported effects of the factory-farm industry on America’s lands, communities, animals and human health long before this pandemic hit — only around half of Americans say they are trying to reduce their meat consumption. Meat is embedded in our culture and personal histories in ways that matter too much, from the Thanksgiving turkey to the ballpark hot dog. Meat comes with uniquely wonderful smells and tastes, with satisfactions that can almost feel like home itself. And what, if not the feeling of home, is essential?
And yet, an increasing number of people sense the inevitability of impending change.
Animal agriculture is now recognized as a leading cause of global warming. According to The Economist, a quarter of Americans between the ages of 25 and 34 say they are vegetarians or vegans, which is perhaps one reason sales of plant-based “meats” have skyrocketed, with Impossible and Beyond Burgers available everywhere from Whole Foods to White Castle.
Our hand has been reaching for the doorknob for the last few years. Covid-19 has kicked open the door.
At the very least it has forced us to look. When it comes to a subject as inconvenient as meat, it is tempting to pretend unambiguous science is advocacy, to find solace in exceptions that could never be scaled and to speak about our world as if it were theoretical.
Some of the most thoughtful people I know find ways not to give the problems of animal agriculture any thought, just as I find ways to avoid thinking about climate change and income inequality, not to mention the paradoxes in my own eating life. One of the unexpected side effects of these months of sheltering in place is that it’s hard not to think about the things that are essential to who we are.
We cannot protect our environment while continuing to eat meat regularly. This is not a refutable perspective, but a banal truism. Whether they become Whoppers or boutique grass-fed steaks, cows produce an enormous amount of greenhouse gas. If cows were a country, they would be the third-largest greenhouse gas emitter in the world.
According to the research director of Project Drawdown — a nonprofit organization dedicated to modeling solutions to address climate change — eating a plant-based diet is “the most important contribution every individual can make to reversing global warming.”
Americans overwhelmingly accept the science of climate change. A majority of both Republicans and Democrats say that the United States should have remained in the Paris climate accord. We don’t need new information, and we don’t need new values. We only need to walk through the open door.
We cannot claim to care about the humane treatment of animals while continuing to eat meat regularly. The farming system we rely on is woven through with misery. Modern chickens have been so genetically modified that their very bodies have become prisons of pain even if we open their cages. Turkeys are bred to be so obese that they are incapable of reproducing without artificial insemination. Mother cows have their calves ripped from them before weaning, resulting in acute distress we can hear in their wails and empirically measure through the cortisol in their bodies.
No label or certification can avoid these kinds of cruelty. We don’t need any animal rights activist waving a finger at us. We don’t need to be convinced of anything we don’t already know. We need to listen to ourselves. We cannot protect against pandemics while continuing to eat meat regularly. Much attention has been paid to wet markets, but factory farms, specifically poultry farms, are a more important breeding ground for pandemics. Further, the C.D.C. reports that three out of four new or emerging infectious diseases are zoonotic — the result of our broken relationship with animals.
It goes without saying that we want to be safe. We know how to make ourselves safer. But wanting and knowing are not enough.
These are not my or anyone’s opinions, despite a tendency to publish this information in opinion sections. And the answers to the most common responses raised by any serious questioning of animal agriculture aren’t opinions.
We can live longer, healthier lives without it. Most American adults eat roughly twice the recommended intake of protein — including vegetarians, who consume 70 percent more than they need. People who eat diets high in animal protein are more likely to die of heart disease, diabetes and kidney failure. Of course, meat, like cake, can be part of a healthy diet. But no sound nutritionist would recommend eating cake too often.
If we let the factory-farm system collapse, won’t farmers suffer? No.
The corporations that speak in their name while exploiting them will. There are fewer American farmers today than there were during the Civil War, despite America’s population being nearly 11 times greater. This is not an accident, but a business model. The ultimate dream of the animal-agriculture industrial complex is for “farms” to be fully automated. Transitioning toward plant-based foods and sustainable farming practices would create many more jobs than it would end.
Don’t take my word for it. Ask a farmer if he or she would be happy to see the end of factory farming.
Isn’t a movement away from meat elitist? No.
A 2015 study found that a vegetarian diet is $750 a year cheaper than a meat-based diet. People of color disproportionately self-identify as vegetarian and disproportionately are victims of factory farming’s brutality. The slaughterhouse employees currently being put at risk to satisfy our taste for meat are overwhelmingly brown and black. Suggesting that a cheaper, healthier, less exploitative way of farming is elitist is in fact a piece of industry propaganda.
There’s no way around it: Sheltering in place is the only way to slow the spread of COVID-19. But social distancing demands a rare suite of opportunities and resources. Right now, millions of Californians living paycheck to paycheck, without the ability to work remotely, face impossible choices: stay home and risk losing everything, or make an income and risk spreading the virus? Pay for housing, or pay for food? When we finally “return to normal” and temporary relief efforts lift, responsible Californians stand to lose the very homes in which they sheltered. Unless we take action, the oncoming tsunami of evictions and foreclosures will eclipse even the darkest days of the Great Recession.
The solution is clear: we must cancel rent and mortgage payments in California. Here’s how we get that done.
First, we must acknowledge that fewer than one in three Americans can make an income working from home, and disparities break along racial and socioeconomic lines. Just under 20% of Black people and a mere 16% of Latinos have the privilege of working from home. For those without a college degree, that number is just 4%. While Unemployment Insurance claims have spiked to a record-high, surpassing the peak of California’s unemployment during the Great Recession, millions more have lost income with little or no recourse. Many will lose their jobs permanently.
Second, we must be clear that current policy in California provides no meaningful protection in the long-term. There is a temporary forbearance on mortgage payments for some — but not all — property owners. Those who cannot pay now must pay later. For renters, Governor Gavin Newsom’s “eviction moratorium” merely delays the inevitable. Anyone who can’t make rent during the shelter-in-place order will remain liable for back-rent, or face eviction after protections are lifted. Different counties across the state provide different grace periods before tenants will be subject to eviction. Mapping the legal patchwork the Governor has left to his 18 million renting constituents is disorienting, especially considering many lack the resources to secure legal representation.
Third, the current federal stimulus package won’t meet the needs of Californians. For Bay Area residents, a one-time payment of $1,200 will barely cover rent for a single bedroom.
Here’s what Newsom and the California Legislature need to do: Immediately issue an emergency declaration cancelling rent and mortgage payments for tenants and homeowners who have been hit by COVID-19 and/or its economic impacts for as long as the state of emergency is in place. And, if mortgage relief cannot be renegotiated with lenders, allow small landlords to deduct lost rent from their mortgage payments. This can be done using a simple, equitable formula: Total suspended rent payments, divided by total payments typically owed through the suspension period, multiplied by mortgage payments through the suspension period.
Under this formula, a landlord with a $5,000/month mortgage will have $15,000 of their mortgage forgiven over a three month suspension period if their tenants can’t pay any amount of rent. A landlord with the same mortgage and rent rate will be forgiven $7,500 over the same period if their tenants can only pay 50% of the rent.
While the California State Legislature has been out of session since March 16th, New York lawmakers remain hard at work virtually debating a bill to cancel rent and the above formula for mortgages. Here in San Francisco — where the Board of Supervisors has canceled its recess to continue legislating — Supervisors Matt Haney and Hillary Ronen recently held a joint press conference with other local elected officials from major cities to call for a federal and statewide rent and mortgage moratorium.
Even a month ago, the scope of this project might have sounded impossible, but the challenges of a global pandemic have unleashed our imaginations, and inspired dramatic solutions. Millions of Californians have retreated into their homes indefinitely. All but essential businesses have shuttered. Once bustling streets sit desolate. This time last year, the enormity of our action would have been unimaginable — the stuff of science fiction — but extraordinary threats demand extraordinary solutions. Now is the time to be bold.
Bending the curve is a collective project of unprecedented scale and urgency. San Francisco and California have led the nation in our public health response by taking early, ambitious action. Now we must again emerge as national leaders in our response to the coming eviction and foreclosure crisis. After years of local factionalism over housing, this common-sense policy should unite everyone. We need to keep people in their homes today, and ensure they don’t lose them tomorrow. Cancel rent and mortgages now.
Since the day after Donald J. Trump as elected in 2016, I’ve been fretting about the effect of his obvious unfitness and incompetence for the “world order” as we have known it. I’ve made clear that I don’t believe there’s any reason why the U.S. should be the perpetual guarantor of security for half the world, nor is it forever obligated to provide some kind of Pax Americana. That was a consequence of America’s unique position after World War II, having had the good fortune to escape the destruction of our homeland, which left us in the position of the last country standing. To our credit (and for our own profit) we did handle the aftermath of that war more competently than the world handled the aftermath of World War I.
But it has been clear to me from the moment Donald Trump came down that elevator that if he won, the world order as we knew it, which was already unstable, was going to be turned upside down with no coherent plan to replace it. His one simple understanding of the world was that he, and the United States, have been treated unfairly. Of course, nothing could be further from the truth. America and Donald Trump had it all.
Throughout the Cold War and the red-baiting and the military adventurism and the overweening self-regard that we assumed was our right as the Leader of the Free World, we managed to do a lot of things wrong and the price for that has been high. This is true even though, as Salon’s Andrew O’Hehir wrote in this searing account of America’s precipitous decline as revealed by the coronavirus, the American people hardly noticed:
We have an ingrained national tendency to behave as if the rest of the world simply doesn’t exist — or, on a slightly more sophisticated level, as if it were just a colorful backdrop for our vastly more important national dramas.
O’Hehir rightly observes that empires inevitably collapse, but America’s almost childlike inability to admit it even is an empire, even as it crumbles, may be unique in human history.
Still, for all its myopic arrogance, the one thing America clearly did right — and was justifiably proud of — was to create a technologically advanced society that was the envy of the world. For all our faults, Americans knew how to do things. We could get the job done.
Now the country that sent men to the moon and brought them home again, all the way back in the 1960s, is a fumbling mess, unable to manage the simple logistics of getting supplies from one place to another or coordinating a national set of guidelines in a public health crisis. The vaunted CDC, long thought of as the greatest scientific disease research facility in the world, fumbled in making a test that had already been produced in other countries.
Donald Trump is a completely incompetent leader — we know this. Literally any other president would have done a better job. He couldn’t accept that the crisis was real and that his “plan” to spend the year holding fun rallies and smearing his Democratic rival was going to be interrupted by his duties as president. So he lived in denial until the situation was completely out of hand. Other leaders would have listened to experts and pulled together a team that knew how to organize a national response. And no other president would be so witless as to waste precious time and resources with magical thinking about quick miracle cures.
But it’s not just him, is it? The U.S. government seems to have lost its capacity to act, and the private sector is so invested in short-term profit-making that it’s lost its innovative edge. The result is that the United States of America, formerly the world’s leader in science and technology, now only leads the world in gruesome statistics and body counts.
It’s still unclear exactly why the CDC felt it had to make its own test when another test, created by a German lab, was already available. According to those in the know, Americans just don’t use tests from other countries, ostensibly because our “standards” are so high. Apparently, they aren’t. In this case, the test we created was faulty, causing weeks of delay, and there was some kind of contamination in the lab. How can this be?
The government’s inefficiency and ineptitude in producing, locating and distributing needed medical supplies, combined with Trumpian corrupt patronage toward his favored states, is staggering. Stories of FEMA commandeering shipments of gear that were already paid for by states, and governors having to bid against each other for supplies because the federal government refused to use its power to take control in a global emergency, are simply astonishing. The country that planned the D-Day invasion is incapable of coordinating the delivery of medical supplies to New York City?
Apparently so. And the world is watching. The New York Times’ Michelle Goldberg wrote:
“If you look at why America rose so much after 1945, it was because America attracted the best scientists in the world,” Klaus Scharioth, Germany’s ambassador to America from 2006 to 2011, told me. “America attracted expertise. You had the feeling that all governments, be they Republicans or Democrats, they cherished expertise.” Like many Americanophiles abroad, Scharioth has watched our country’s devolution with great sadness: “I would not have imagined that in my lifetime I would see that.”
Sen. Tom Cotton of Arkansas, a rising Republican leader, evidently wants to ensure that American never attracts any expertise again:
If Chinese students want to come here and study Shakespeare and the Federalist Papers, that’s what they need to learn from America. They don’t need to learn quantum computing. It is a scandal to me that we have trained so many of the Chinese Communist Party’s brightest minds.
The rest of the world is moving on without us. This week 20 global leaders held a conference call pledging to “accelerate cooperation on a coronavirus vaccine and to share research, treatment and medicines across the globe.” No one from the United States was among them.
Why bother? No U.S. pledge of any kind is worth the paper it’s printed on and in any case, the U.S. is clearly unwilling to work cooperatively with the rest of the world anymore, even in a global catastrophe.
I think this says it all:
This pandemic is the first real global threat of the 21st century. It won’t be the last. These are the kinds of great, unprecedented challenges we are going to face going forward. Not only is the U.S. not leading the response, it’s barely participating in it.
The election of Donald Trump was about more than just this presidency. It signaled that America was no longer capable of competently governing itself, much less leading the world. Our devastatingly disorganized, scattershot response to the COVID-19 crisis has revealed that this problem goes much deeper than our politics. We couldn’t have lost our ability to do anything right at a worse time.
If people with no symptoms are spreading the coronavirus, as some studies suggest, it may be time to give face masks the kind of advertising and promotion that support condoms as lifesavers.
Are face masks going to become like condoms — ubiquitous, sometimes fashionable, promoted with public service announcements? They should be, one virus researcher says, if early indications are correct in suggesting that Covid-19 is often spread by people who feel healthy and show no symptoms.
David O’Connor, who studies viral disease at the University of Wisconsin-Madison, said: “If a substantial amount of transmission occurs before people feel sick, how do you stop that? By the time people feel sick and seek care, all the testing and isolation in the world would be too little, too late.”
Dr. O’Connor, who researches H.I.V. and other viruses, including the new coronavirus, said some recent research had shifted his thinking about the current pandemic.
“H.I.V. is also spread while people feel fine,” he wrote in an email, “and consistent, correct condom use is a barrier to sexual virus transmission that works.”
The Senate relief bill would send money to Americans and greatly expand unemployment coverage.
The Senate unanimously passed a $2 trillion economic rescue plan on Wednesday that will offer assistance to tens of millions of American households affected by the coronavirus. Its components include stimulus payments to individuals, expanded unemployment coverage, student loan changes, different retirement account rules and more.
The House of Representatives was expected to quickly take up the bill and pass it, sending it to President Trump for his signature.
Here are the answers to common questions about what’s in the bill. We’ll update this article as we have more answers or if the plan changes as it moves through the legislative process. More information on getting assistance can be found at our Hub for Help.
Stimulus Payments
How large would the payments be?
Most adults would get $1,200, although some would get less. For every qualifying child age 16 or under, the payment would be an additional $500.
How many payments would there be?
Just one. Future bills could order up additional payments, though.
How do I know if I will get the full amount?
It depends on your income. Single adults with Social Security numbers who are United States residents and have an adjusted gross income of $75,000 or less would get the full amount. Married couples with no children earning $150,000 or less would receive a total of $2,400. And taxpayers filing as head of household would get the full payment if they earned $112,500 or less.
Above those income figures, the payment decreases until it stops altogether for single people earning $99,000 or married people who have no children and earn $198,000. According to the Senate Finance Committee, a family with two children would no longer be eligible for any payments if its income surpassed $218,000.
You can’t get a payment if someone claims you as a dependent, even if you’re an adult. In any given family and in most instances, everyone must have a valid Social Security number in order to be eligible. There is an exception for members of the military.
You can find your adjusted gross income on Line 8b of the 2019 1040 federal tax return.
Do college students get anything?
Not if anyone claims them as a dependent on a tax return. Usually, students under age 24 are dependents in the eyes of the taxing authorities if a parent pays for at least half of their expenses.
What year’s income should I be looking at?
2019. If you haven’t prepared a tax return yet, you can use your 2018 return. If you haven’t filed that yet, you can use a 2019 Social Security statement showing your income to see what an employer reported to the I.R.S.
What if my recent income made me ineligible, but I anticipate being eligible because of a loss of income in 2020? Do I get a payment?
The bill does not help people in that circumstance now, but you may benefit once you file your 2020 taxes. That’s because the payment is technically an advance on a tax credit that is available for the entire year. So it will depend on how much you earn.
Meanwhile, there are many other provisions in the legislation. You may be able to file for unemployment or for one of the new loans for small-business owners or sole proprietors.
Would I have to apply to receive a payment?
No. If the Internal Revenue Service already has your bank account information, it would transfer the money to you via direct deposit based on the recent income-tax figures it already has.
When would the payment arrive?
Treasury Secretary Steven Mnuchin said he expected most people to get their payments within three weeks.
If my payment doesn’t come soon, how can I be sure that it wasn’t misdirected?
According to the bill, you would get a paper notice in the mail no later than a few weeks after your payment had been disbursed. That notice would contain information about where the payment ended up and in what form it was made. If you couldn’t locate the payment at that point, it would be time to contact the I.R.S. using the information on the notice.
What if I haven’t filed tax returns recently? Would that affect my ability to receive a payment?
It could. File a return immediately, at least for 2018, according to the I.R.S. website. “Those without 2018 tax filings on record could potentially affect mailings of stimulus checks,” the site says.
If you’re worried about money that you owe that you cannot pay, the I.R.S. recommends consulting a tax professional who can help you request an alternative payment plan or some other resolution.
Would most people who are receiving Social Security retirement and disability payments each month also get a stimulus payment?
Yes.
Would eligible unemployed people get these stimulus payments? Veterans?
Yes and yes.
Do I have to pay income taxes on the amount of my payment?
No.
If my income tax refunds are currently being garnished because of a student loan default, would this payment be garnished as well?
No. In fact, the bill temporarily suspends nearly all efforts to garnish tax refunds to repay debts, including those to the I.R.S. itself. But this waiver may not apply to people who are behind on child support.
Unemployment Benefits
Who would be covered by the expanded program?
The new bill would wrap in far more workers than are usually eligible for unemployment benefits, including self-employed people and part-time workers. The bottom-line: Those who are unemployed, are partly unemployed or cannot work for a wide variety of coronavirus-related reasons would be more likely to receive benefits.
How much would I receive?
It depends on your state.
Benefits would be expanded in a bid to replace the average worker’s paycheck, explained Andrew Stettner, a senior fellow at the Century Foundation, a public policy research group. The average worker earns about $1,000 a week, and unemployment benefits often replace roughly 40 to 45 percent of that. The expansion would pay an extra amount to fill the gap.
Under the plan, eligible workers would get an extra $600 per week on top of their state benefit. But some states are more generous than others. According to the Century Foundation, the maximum weekly benefit in Alabama is $275, but it’s $450 in California and $713 in New Jersey.
So let’s say a worker was making $1,100 per week in New York; she’d be eligible for the maximum state unemployment benefit of $504 per week. Under the new program, she gets an additional $600 of federal pandemic unemployment compensation, for a total of $1,104, essentially replacing her original paycheck.
States have the option of providing the entire amount in one payment, or sending the extra portion separately. But it must all be done on the same weekly basis.
Are gig workers, freelancers and independent contractors covered in the bill?
Yes, self-employed people would be newly eligible for unemployment benefits.
Benefit amounts would be calculated based on previous income, using a formula from the Disaster Unemployment Assistanceprogram, according to a congressional aide.
Self-employed workers would also be eligible for the additional $600 weekly benefit provided by the federal government.
What if I’m a part-time worker who lost my job because of a coronavirus reason, but my state doesn’t cover part-time workers? Would I still be eligible?
Yes. Part-time workers would be eligible for benefits, but the benefit amount and how long benefits would last depend on your state. They would also be eligible for the additional $600 weekly benefit.
What if I have Covid-19 or need to care for a family member who has it?
If you’ve received a diagnosis, are experiencing symptoms or are seeking a diagnosis — and you’re unemployed, are partly unemployed or cannot work as a result — you would be covered. The same goes if you must care for a member of your family or household who has received a diagnosis.
What if my child’s school or day care shut down?
If you rely on a school, a day care or another facility to care for a child, elderly parent or another household member so that you can work — and that facility has been shut down because of coronavirus — you would be eligible.
What if I’ve been advised by a health care provider to quarantine myself because of exposure to coronavirus? And what about broader orders to stay home?
The coronavirus pandemic has sickened more than 438,100 people, according to official counts. As of Wednesday afternoon, at least 19,641 people have died, and the virus has been detected in at least 168 countries, as these maps show.
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